The Pulse
The latest from our blog
The Credit Game: Do you know how to play it?
Written by Thomari Story-Harden
In America, credit operates like a giant, invisible Nintendo game that most people play on expert difficulty without ever reading the manual. You rack up points (or lose them dramatically) based on mysterious algorithms. Pay late? Minus points. Carry too much balance? Expect a stern algorithmic side-eye. Need a mortgage, car, or even decent insurance rates? Surprise! the game has been judging you the whole time.
Welcome to The Credit Game, where ignorance is not bliss, it’s just expensive.
Understanding the Rules Most People Never Learn
Read more …